The record behind a disputed claim, organized and verified.

ClearFile assembles the documents in a disputed insurance claim — yours and the insurer's production — into a single, indexed, hash-verified packet. Built for individual policyholders and for the attorneys who represent them.

SHA-256 hash-verified No proprietary reader required 5-day target turnaround

What a ClearFile packet is

Organized, not advised.

ClearFile classifies and indexes every document you submit, including ones it cannot classify. It does not compute a claim's value, offer a coverage opinion, or state a filing deadline. Those determinations belong to a licensed professional or the policy itself.

Verifiable without our software.

Each packet includes a manifest (SHA-256 checksums) that can be checked with standard operating-system tools. No proprietary reader is required to confirm the packet has not changed since we assembled it.

Gap analysis, on request.

For an additional fee, and for health-plan and disability-benefit denials, ClearFile lists what a denial letter cites that the insurer's production does not contain — stated as a list of citations, not as an opinion on whether the claim should have been paid.

Provenance preserved.

Capture time, location, and device information are read from each file's own embedded metadata and retained with the document. Embedded metadata is reported as found in the file; ClearFile does not verify it. A checksum taken at intake is re-compared on request, which detects whether the working file has changed since then; it is a comparison run on demand, not a running record of changes.

For Individual Policyholders

Fighting your own claim denial

You have a denial letter, correspondence, and whatever the insurer sent back. ClearFile turns that into one organized, verifiable packet you can hand to counsel or a public adjuster.

Complete assembly

All your documents — correspondence, photos, the denial letter, prior submissions — classified, indexed, and organized.

Hash-verified manifest

SHA-256 checksums confirm your packet hasn't changed since we assembled it. Checkable with standard tools — no proprietary software needed.

Gap analysis available

For health-plan and disability-benefit denials, see what your denial letter cites that the insurer's production doesn't contain. A list of citations, not an opinion on whether the claim should have been paid.

Starting at $395 standard assembly, up to 500 pages

Larger files, gap analysis (health-plan and disability-benefit denials), and rush turnaround are priced by page count and scope — ask for a quote.

NOT CLEARED TO PUBLISH — these figures are not cleared for publication and are subject to change. State-law fee-term treatment is unreviewed.
Request an assembly
For Law Firms

Document assembly for clients you represent

Bring the file, get back a classified, indexed, hash-verified packet with a checkable manifest — sized for matter volume, not one-off requests.

Per-matter, no commitment

Submit the client file — correspondence, denial letter, prior submissions, and the insurer's production if available.

Consistent across matters

Documents are classified and indexed to the same standard every time, so a packet from one matter reads like a packet from any other.

Checkable manifest

Each packet ships with a SHA-256 manifest, checkable independent of ClearFile with standard operating-system tools.

Production classified too

The insurer's production is classified the same way as the client's own file, under one index.

Starting at $475/matter standard assembly, up to 1,500 pages

Gap analysis (health-plan and disability-benefit denials) and rush turnaround are priced per matter. Running matters regularly? Volume pricing can be quoted — ask for a quote.

NOT CLEARED TO PUBLISH — these figures are not cleared for publication and are subject to change. State-law fee-term treatment is unreviewed.
Request an assembly for your first matter

Check a packet without our software

Every packet ships a MANIFEST.json listing a SHA-256 checksum for each document in it. Recomputing a file's checksum and comparing it against that entry is the whole check, and it uses tools your operating system already has.

On your own machine

macOS
shasum -a 256 <file>
Linux
sha256sum <file>
Windows PowerShell
Get-FileHash <file> -Algorithm SHA256

Compare what it prints against the entry for that filename in MANIFEST.json. Matching values mean the file is byte-for-byte what we assembled. Differing values mean the file has changed since then. The comparison is yours to make; ClearFile is not involved in it and does not need to be.

How it works

1

Submit

Provide what you have — correspondence, photographs, the denial letter, and any prior submissions. Tokenised upload link, no login required.

2

Assemble

ClearFile classifies each document by type and compiles an index. If the insurer's production is included, it is classified the same way.

3

Verify

A manifest is generated for the full packet (SHA-256 checksums), checkable with standard tools, independent of ClearFile.

4

Deliver

Target turnaround is five business days (48 hours for the rush tier), returned ready to hand to counsel or a public adjuster.

How pricing works

Every file is priced by page count and scope. Each track shows its entry price above; anything past that — larger files, gap analysis (health-plan and disability-benefit denials), rush turnaround, or regular matter volume — is quoted against the actual documents.

Turnaround
Five business days target. A 48-hour rush tier is available on request.
Gap analysis
Priced separately, on request, for health-plan and disability-benefit denials. Lists what a denial letter cites that the insurer's production does not contain.
Quotes
Send a page count and a short description of the file.
NOT CLEARED TO PUBLISH — these pricing terms are not cleared for publication and are subject to change. State-law fee-term treatment is unreviewed.

What ClearFile does not do: ClearFile is not a public adjuster, is not licensed to adjust insurance claims in any state, does not represent claimants, and does not provide legal advice. ClearFile does not provide claim valuation, coverage opinions, filing-deadline guidance, or an opinion on reopen eligibility. Those determinations belong to a licensed professional or the policy itself. ClearFile organizes and verifies documents — it does not advise. A ClearFile packet is a record of documents as received. The manifest establishes that a document has not changed since we received it; it does not establish that any document it contains is genuine, accurate, or complete.

Request an assembly

Tell us about your claim, and we'll come back with next steps and a pricing quote based on your document volume.

Email us

For individuals and law firms

Submit documents

Tokenised link, no login

These are placeholders and do not reach anyone — no contact route is set up yet. Intake copy not yet written.